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Karagyz is 47 years old, married and has 2 children. Karagyz grew up in a family of farmers; her parents have been involved with livestock for a very long time. Two years ago, with their wide range of experience and knowledge, Karagyz and her family begin to work with livestock as well. Currently, she has a well-developed business and brings in around 10,000 KGS monthly from the sale of milk and other dairy products. With the goal of further developing her business, Karagyz has turned to Bai Tushum and Partners for a loan of 80,000 KGS to buy two heifers and sheep. With the new profits, she plans to build a shelter for her cattle. In the future, she's thinking about building a new home!
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Карагыз 47 лет, замужем, имеет 2 детей. Карагыз выросла в семье фермеров, ее родители издавна занимались животноводством. Имея большой опыт в ведении хозяйства, 2 года назад семья Карагыз начала заниматься животноводством. В настоящее время Карагыз имеет очень развитое хозяйство, приносящие доход от сдачи молока производителям молочной продукции в сумме около 10,000 сом (KGS). В целях расширения бизнеса, Карагыз обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку 2 нетелей и овец. На доходы она планирует построить сарая для скота. В будущем думает от о постройке нового дома!

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 62
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Karagyz to purchase 2 heifers and sheep.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Mar 1, 2013
Currency Exchange Loss:
Sep 17, 2014