General Pando Group
The support from this loan will be used to benefit and strengthen the business endeavors of the entire group, including Julia, the group's president. Julia joined Pro Mujer five years ago at the invitation of her sister-in-law, who is a member of the institution. Julia runs a small business sewing and selling sports jerseys and jackets. She learned this trade and skill while working with her aunt for several years, and she subsequently decided to open her own workshop. When asked what she appreciates about Pro Mujer, Julia highlighted the financial and health training that the members receive.
With the support from this loan, Julia plans to purchase fabric for use in making her sports garments. She purchases fabrics in bulk from distributors in La Paz, and then uses those fabrics to fulfill client orders. This job has allowed her to generate income for covering household expenses and her family's needs. She is married with two children.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Julia es integrante, ella indica que hace cinco años que integra Pro Mujer, ingresando por invitación de su cuñada que es socia de la institución. En la actualidad ella tiene un negocio de venta de chamarras y deportivos; da a conocer que este negocio lo aprendió trabajando con su tía hace varios años, posteriormente decide abrir su propio espacio de costura.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente a la elaboración lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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