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Segundo Victor
Segundo Victor is 52 years old, single, and has two children. He and his family live in the city of Chillanes in Bolívar Province.

Segundo is a member of the Communal Bank “Arrayapamba”, which consists of 12 members who are from the same community. They live 25 minutes away from the office of Cooperativa San Jose. The members engage in business activities such as farming, raising animals, and trade.

Segundo Victor is a farmer who grows beans and blackberries. He also raises and fattens pigs and cattle that he will eventually sell. Segundo is requesting a loan in order to buy insecticides, liquid weed killer, Ranger (a brand of pesticide), herbicides, and urea. With the help of this loan, he will be able to buy seeds that he lacks for farming. His purchases are conducted in the city of Chillanes. His dream is to achieve good production and improve his financial situation. The challenges he faces include dealing with pests that could ruin his crops.

In his free time, Segundo Victor enjoys playing sports and going out for walks.

View original language description ↓
SEGUNDO VICTOR tiene 52 años de edad es soltero tiene dos hijos, vive con los hijos en Chillanes Provincia de Bolívar.

Es Integrante de la VRC ARRAYAPAMBA se encuentra formada por 12 socios que son de la misma comunidad, a 25 minutos de la Oicina de la Cooperativa, La actividad económica es la agricultura, crianza de animales y comercio.

SEGUNDO VICTOR se dedica a la agricultura a la siembra de fréjol, mora, además se dedica a la crianza, engorde y venta de cerdos y ganado. Solicita el crédito para comprar insecticidas, líquido mata maleza, ranger, herbicidas, urea. Con la ayuda del crédito podra comprar semillas que le hace falta para la agricultura. Las compras las realizará en la ciudad de Chillanes.

El sueño es tener una buena producción y mejorar la situación económica. Los desafíos a los que se enfrenta son las plagas en los cultivos. En el tiempo libre le gusta hacer deporte y salir a pasear.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Segundo Victor to buy insecticides, liquid weed killer, pesticide, herbicides, and urea.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 19, 2013
Mar 2, 2013
Currency Exchange Loss:
Apr 30, 2014