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Mrs. Sem O., 53, and her husband, Mr. Thoeun Sun, 61, who live on an Island of Mekong River about fifteen kilometers from Phnom Penh, were married in 1978 and have eight children, three sons and five daughters. Four of her children are garment factory workers in Phnom Penh. One son is married and lives outside the family home. One daughter does farming with her parents and the other three children are in local school.

Mr. Sem and her husband have been farming for over twenty years. They grow many kinds of vegetables whcih they sell to the village trader who then takes it to sell in Phnom Penh. Now the family is in the process of constructing a new house (shown in the picture) but lack the money to finish it.

So, Sem is requesting a loan of US$1000 to add to the money she has saved herself to construct a new house.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Cambodia

  • $2,600
    Average annual income
  • 81
    View loans »
    Cambodia Loans Fundraising
  • $41,793,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sem to add to the money she has saved for constructing a house.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jul 21, 2008
Jun 21, 2008
Currency Exchange Loss:
Dec 15, 2009