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Dolores Del Carmen

Update on Dolores Del Carmen

Dolores has the company of her husband, who helps her with the household costs with his job as an electrical transformer technician. Their children are already independent adults. She has fulfilled her duty as a mother by supporting them with everything. She has always been successful in her work.

She is applying for her fourth loan for the infrastructure of her home. She would like to build an addition on her room, as it is very small and she needs more space and concrete walls. She will buy cement, blocks, sand, and iron to start the construction.
View original language description ↓
Doña Dolores tiene la compañía de su esposo que le ayuda con los gastos del hogar con su empleo como técnico de transformador, sus hijos ya son mayores de edad e independientes, ha cumplido con su deber de madre apoyándolos en todo, con su empleo ha salido adelante siempre, este es su cuarto crédito que solicita para infraestructura, desea hacer un anexo en su habitación ya que es muy pequeño y necesita más espacio y hacer las paredes de concreto, comprara cemento, bloques, arena. Hierro para empezar la obra.

Previous Loan Details

Dolores is an enterprising woman who continues working at a private firm as an Administrative Assistant. She’s the mother of three children. Despite her health problems she states that she’s a woman who has future goals. With her husband she’s been able to make progress towards the goals the... More from Dolores Del Carmen's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 52
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 24.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Dolores Del Carmen to buy cement, blocks, sand, and iron.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 23, 2013
Mar 2, 2013
Currency Exchange Loss:
Mar 17, 2014