Juana lives in Chile and sells home products from her house. She sells sheets, down bedding, flock-beds, and curtains. It has been six years since she began her business. With a loan and the support of Fondo Esperanza ("Hope Fund") she has been able to expand her business and clients. Now she sells clothes and toys. Juana likes to have her own business because it has permitted her to gain a better wage and be more independent. She feels comfortable with her work and enjoys it.
With this loan Juana would like to expand her home and buy sheets, down bedding, flock-beds, and curtains. She is married and has an adult daughter.
Juana vive en Santiago y vende cosas para el hogar desde su casa. Vende Sabanas, bajados de cama, plumones, cortinas. Hace 6 años que empezó con su negocio, con un préstamo y el apoyo de Fondo Esperanza ha podido crecer su negocio y amplia la clientela. Ahora vende ropa, juguetes. A Juana le gusta tener su propio negocio porque le ha permitido ganar un sueldo mejor y ser más independiente. Ella se siente cómoda en su trabajo y le gusta trabajar.
Con su préstamo Juana quisiera ampliar sus existencias y comprar Sabanas, bajados de cama, plumones, cortinas. Está casada y tiene una hija mayor.
About Fondo Esperanza
Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.