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Juan Ramon

Update on Juan Ramon

Juan has been a very hardworking man since he was very young, having committed a part of his life to planting and growing citrus fruits. His biggest dream is to succeed in reaching better living conditions for his family. Thanks to Afodenic and Kiva’s support he has been able to managed his products and harvests, as he has provided good maintenance to his citrus fruits thanks to the loan and his products have greatly improved. He plants mandarins, lemons and oranges etc. He will buy farming inputs and necessary fertilizers. He is grateful to Afodenic and Kiva for their support and trust.
View original language description ↓
El señor Juan, hombre trabajador desde muy joven, parte de su vida la ha dedicado a la siembra y cultivo de Citricos, su mayor sueño es llegar a tener mejores condiciones de vida para sacar adelante a su familia, con el apoyo de Afodenic y Fondos Kiva ha sabido administrar sus productos y su cosechas ya que con los financiamientos ha dado un buen mantenimiento a sus citricos y sus productos han mejorado en gran manera, el siembra Mandarina, Limones, Naranjas etc. Comprara Insumos y fertilizantes necesarios como: Triple, Urea, Completo etc, Agradece a Afodenic y Fondos Kiva por el Apoyo y la Confianza brindada.

Previous Loan Details

Juan lives in the municipality of Concepcion along with his children. His plan for the future is to improve their living conditions. Juan has been a farmer for some years. Thanks to the loan that has been offered to him by AFODENIC by way of Kiva, he has been able to better maintain his land and ... More from Juan Ramon's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 31
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 24.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Juan Ramon to buy fertilizers and supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 20, 2013
Mar 5, 2013
Currency Exchange Loss:
Mar 17, 2014