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Margarita Reina
Margarita Reina lives with her life partner and their children. She engages in selling meal, breakfasts and snacks such as tamales, eggs, beans, soups, meat and salads. She has been engaged in this activity for a few years, and she has gained a great experience in selling that allows her to earn a better income as well as to improve her dishes every day. She works in a locale she described as very goof for her activity, and she is well-known by all the members of her community because she prepare the most delicious food in the area. She already has established customers who chose her because of the high quality of everything she sells, she has good prices and on top of this she provides an excellent service. Margarita is an active and resourceful woman who is engaged in her activity and who is always ready to work hard to find the best chances to succeeds. Her greatest secret is the effort and love she works with, as she know that this is the only way to reach her goal. In the past few weeks there has been an increase in her requests and she wants to take advantage of this to invest once again in her activity. As she needs working capital to do this she has asked INTEGRAL for a loan that will help her buying corn, chicken, vegetables, meat, eggs and soft drinks. Margarita Reina can count on good repayment references and she is very responsible. She guarantees she will be able to repay her dues, and the same time she is sure she will provide her family with a satisfactory life.
View original language description ↓
Margarita Reina vive junto a su compañero de vida y sus hijos; ella se dedica a la venta de comida desayunos y almuerzos como tamales, huevos, frijoles, sopas, carnes, ensaladas entre otros; tiene varios años con el negocio y eso le ha regalado mucha experiencia en las ventas que le permite obtener las mejores ganancias además le da la oportunidad q cada dia mejores sus platillos; comercia en un lugar que califico como muy bueno para sus actividades y es muy conocida por todas las personas de la comunidad pues prepara las comidas mas deliciosas de la zona, ya tiene mucha clientela fija que la prefiere porque todo lo que vende es de primera calidad, a buen precio y sobre todo con un servicio excelente; Margarita es una mujer activa, emprendedora, dedicada a su labor y siempre dispuesta a luchar por encontrar las mejores alternativas que le abran camino al éxito, su mas grande secreto es el esfuerzo y el amor al trabajo sabe que solo así cumplirá su objetivo, en las ultimas semanas aumento la demanda y quiere aprovechar para realizar una nueva inversión pero necesita de capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar maíz, pollos, verduras, carne, huevos, bebidas, etc. Margarita Reina tiene buenas referencias de pago y es muy responsable asegura que podrá saldar la deuda y a la vez confía que le dará a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 582
    View loans »
    El Salvador Loans Fundraising
  • $31,734,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Margarita Reina to corn, chicken, vegetables, meat, eggs and soft drinks.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Mar 3, 2013
Currency Exchange Loss:
Sep 17, 2013