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Nare is from Artashat town; she lives with her parents and brother. She owns a little shop where she sells clothing.

Nare studies at Yerevan Haybusak University, in the medical department. She works hard to sustain her family, as well as cover her education costs. Unfortunately, her monthly income is hardly enough to cover daily costs, and it is very difficult for Nare to save money for tuition.

She has applied for this loan to pay for her university tuition and complete her education.

She dreams of becoming a good specialist and helping people.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 167
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • 409.0
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Nare to pay for university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 4, 2013
Currency Exchange Loss:
Dec 20, 2013