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Odilia lives with her small family in her own house. She has a business selling all types of miscellaneous items. She sells things like purses, wallets, sweets, lunch sacks, and costume jewelry, among others. She has had the business for several years. She is located in an area that is excellent for commercial activity. She feels very pleased upon seeing that the people leave her place feeling happy.

Everything that she sells is first quality and at affordable prices. Also, her service is excellent. Odilia is a visionary woman with a great desire to obtain a more prosperous future. To her there is not a worse struggle than the one that you do not fight. She is prepared to give everything in order to always stay ahead of the competition. She will also do so in order to have the chance to grow the business. She needs capital to do this.

That is why she is requesting a loan from Integral. The loan will allow her to buy purses, wallets, lunch sacks, and sweets, etc. Odilia is very committed and has a good credit record. She is confident that she will be able to repay the debt. Above all, she has faith that she will be able to give her family a better quality of life like they deserve.
View original language description ↓
Odilia vive junto a su pequeña familia en casa propia; ella posee una venta de misceláneos, toda clase de artículos, bolsones, carteras, dulces, loncheras, bisutería entre otros, tiene varios años con el negocio, esta ubicado en una zona que califico como excelente para su actividad comercial y se siente muy satisfecha al ver que las personas se van contentas del lugar, todo lo que vende es de primera calidad, y a precios accesibles además el servicio es excelente, Odilia es una mujer visionaria con muchas ganas de ganarse un futuro más próspero, para ella no hay peor lucha que la que no se pelea, esta dispuesta a dar todo de su parte para siempre mantenerse delante de su competencia y además para tener la posibilidad de acrecentar el negocio para ello necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar bolsones, carteras, loncheras, dulces, etc. Odilia es muy comprometida y con un buen record crediticio tiene confianza que podrá saldar la deuda pero sobre todo tiene fe que podrá darle a su familia una mejor calidad de vida como se la merecen.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 561
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Odilia to buy purses, wallets, lunch sacks, and sweets, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Mar 4, 2013
Currency Exchange Loss:
Oct 25, 2013