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Ana Bertha
Ana Bertha lives with her small family and her children in their own house, and she makes a living selling personal health and beauty items from a catalog. Her products include: acetaminophen, cough syrups, deodorant, creams, shampoo, etc. She has been working in this industry for many years, and has lots of experience purchasing products in bulk that enable her to generate the best profit margins. Ana Bertha travels around selling her merchandise from a catalog and from her home, and she has worked hard to grow her customer base. Her clients prefer to buy from her because they know they will always get the items and quality they need at affordable prices and with excellent service.

Ana is an entrepreneurial woman who is dedicated to her work, and who does not give up easily until she achieves her goals. In recent months, customer demand for her products has increased, and Ana has found herself lacking the capital and resources necessary to keep up with demand. She is requesting this loan from INTEGRAL in order to purchase products to stock her business, including: medicines, creams, deodorant, etc. With good references and a solid history of repayments, Ana Bertha is confident that she can quickly pay back this loan. She hopes that this investment will strengthen her business and bring financial security to her home and family.
View original language description ↓
Ana Bertha vive junto a su pequeña familia y sus hijos en casa propia; ella se dedica a la venta de productos de salud y de uso personal, los vende por catalogo y posee en variedad acetaminofén, jarabes, desodorante, crema, champu etc., tiene varios años con el negocio y eso le ha regalado mucha experiencia que le permite obtener las mejores ganancias; comercia de forma ambulante y desde su hogar, se ha hecho de mucha clientela pues las personas la prefieren porque siempre tiene lo que necesitan a precios accesibles, con producto de calidad y con un servicio excelente; Ana es una mujer emprendedora y muy dedicada a su labor, siempre esta luchando por lo que desea y no piensa rendirse hasta alcanzar el éxito que se merece, en los últimos meses aumento la demanda y quiere aprovechar para realizar una nueva inversión, pero no posee de capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar medicinas, cremas, desodorantes, etc. Ana Berta tiene buenas referencias de pago y es muy responsable asegura que podrá saldar la deuda y a la vez confia que le llevara a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 442
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Ana Bertha to purchase medicines, creams and deodorants to stock her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Mar 2, 2013
Currency Exchange Loss:
Oct 25, 2013