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Update on Dominga

Dominga is the mother of 2 children, ages 8 and 17. Her husband is obliged to travel outside the country in search of employment due to the difficult situation in his country. Dominga continues to sell cosmetics from catalogs, which enables her to continue investing in her house, little by little.

On this occasion, she wishes to construct a porch, which the house still lacks, so that her children can play in an ample space within their own home. To do that, she needs to purchase cement, sand, concrete blocks, iron rods, roof supports, and zinc sheets, and to pay the construction workers.

The improvement is possible thanks to this financial help at low interest.
View original language description ↓
La señora Dominga, madre de dos hijos de 8 y 17 años, su esposo se vio obligado a viajar fuera del país en busca de empleo por la situación difícil del país, ella continua con el comercio de cosméticos por catálogos, lo que le ha permitido ir invirtiendo en su vivienda poco a poco, en esta ocasión realizara la construcción del porche, lo que todavía le hace falta en la casa para que sus hijos jueguen en un espacio amplio en su propio hogar, por lo que necesita comprar cemento, arena, bloques, hierro, perlines, laminas de zinc y pagar la mano de obra, esta mejora es posible gracias al apoyo de financiamiento con bajos intereses.

Previous Loan Details

The young woman Dominga continues with her cosmetic sales, part of which she sells by catalog and from orders. She relies on the financial and moral support of her husband who works as a bricklayer. Her daughter grows more every day. With this new loan she will be able to put ceramic material ... More from Dominga's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Dominga to buy cement, sand, concrete blocks, iron rods, roof supports, and zinc sheets; and to pay laborers for the construction work.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 23, 2013
Mar 2, 2013
Currency Exchange Loss:
Apr 16, 2014