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Banco Mujer Jehova Es Mi Pastor Group
In this Group: Emilse, Ana Grace, Ledia , Karen , Dunia , Ana
Ana Chinchilla, 50, is married and lives with her grandson and husband. Her children are married and independent. For the last two years she has been making her living in sales. She distributes products that clients buy from a catalog. She started with the first loan provided by Fundación Mujer, which enabled her to grow as microentrepreneur. She now has more customers which is why she seeks this loan to buy more products and satisfy all of her customers.

This activity helps her to generate additional income for the household. Her group chose Fundación Mujer because the interest rate is low and they have a group loan that is more viable for them as they do not have guarantors.

Ana will invest her loan in furniture so that she can have her products ready to sell so her clients don't have to wait 8 days for her to make them.
View original language description ↓
Ana Chinchilla, 50 años de edad, casada, vive con un nieto y su esposo, sus hijos están casados y son independientes. se dedica al comercio desde hace 2 años, ella sola distribuye los productos que piden por catálogo, inició con el primer crédito que le brindo Fundación Mujer, esto le permitió crecer como micro empresaria, actualmente cuentan con más clientela por eso desea este crédito para comprar más productos de catálogo y satisfacer a toda su clientela.

Esta actividad le ayuda a generara ingresos adicionales al hogar. Su grupo elige Fundación Mujer porque la tasa de interés es baja y cuentan con el crédito grupal que es más factible para ella que no cuentan con fiadores. Doña Ana tiene pensado invertir en un mueble donde pueda tener la mercadería para enseñarla a sus clientas y que no tengan que esperar 8 días para tener el producto deseado.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Costa Rica

  • $12,900
    Average annual income
  • 6
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 501.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A portion of Banco Mujer Jehova Es Mi Pastor Group's $3,000 loan helped a member to buy merchandise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Mar 5, 2013
Currency Exchange Loss:
Mar 18, 2014