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Ms. Asifa is a 24-year-old married woman who for eight months has run a milk sales business with the support of her husband. They have one buffalo and one cow to milk, and they sell their milk to many of their neighbors, along with butter and cheese that they make from the milk.

Asifa looks after the animals and performs the task of collecting milk from them while her husband sells it to different places on daily basis. They are happily doing this together to support their family, which is a family of four, including one child. They need to earn more to meet their everyday expenditures including food, clothing and education. In order to make greater profits, Asifa requested a loan of 25,000 RS to buy one more milking buffalo so that she can cater to more customers. She hopes to increase their production capacity which ultimately helps to generate more cash.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 284
    View loans »
    Pakistan Loans Fundraising
  • $17,414,050
    Funds lent in using Kiva
  • 98.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Asifa to buy one more milking buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 3, 2013
Currency Exchange Loss:
Mar 21, 2014