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Ms. Naseem is a 44-year-old woman and the mother of five children. She has been in a tailoring business for the last six years. Her husband is a laborer, and his income is not sufficient to cover their daily expenditures. She has accepted the fact that if her husband works alone for their family, they will not be able to meet the expenses of the household and the educational needs of the children. That is why she started tailoring at home to support her family well.

Ms. Naseem has gradually improved her business with the support of Kashf Foundation. Currently she has requested a loan of 30,000 Pakistani rupees to expand her business further, and her case has been approved by Kashf Foundation. She is going to use her loan to purchase a new stitching machine and materials like stock of thread of different colors, buttons, needles, etc. She is in her third loan cycle with a good repayment history. She hopes to increase her earnings and wishes to spend part of her profits on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 354
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Naseem to purchase a new stitching machine and materials like stock of thread of different colors, buttons, needles, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Mar 3, 2013
Currency Exchange Loss:
Mar 21, 2014