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Noreen's Group
In this Group: Noreen, Abida, Shakeela, Fozia
Noreen baji is a wife of M. Y.. She has been married for 20 years. She lives in Vehari, Pakistan. Noreen baji has no children. Her husband is a land owner. He wants a tractor for loading so he can make a profit. Therefore, Noreen baji is applying for a loan for her husband.

She has been joined in her loan by a few group members. Abida baji who wants loan to buy an ice-Cream maker. Shekeela baji wants a loan for her welding business. Fozia baji wants a loan for her garment business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

NOTE: 'Baji' (elder sister) is an Urdu term of respect for women.


Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $17,407,625
    Funds lent in using Kiva
  • 66.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Noreen's Group's $625 loan helped a member to expand their businesses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 4, 2008
Jul 21, 2008
Currency Exchange Loss:
Dec 2, 2009