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Shoghik, from the village of Mrgavan in the Ararat region, lives with her husband, mother-in-law and three children. She and her husband own land upon which they cultivate tomatoes, peaches, apricots and apple trees. Involved in agriculture for seven years, it has already become a part of their life. Their son helps them to take the harvest to the market and sell it to the local market traders.

Shoghik owns an old greenhouse which needs to be renovated, so she is requesting this loan to purchase a polyethylene cover for it and to cover cultivation costs. The renovated greenhouse will enable her to cultivate a variety of of fruits and vegetables.

The loan is very important for Shoghik to earn higher income and make her family's life better.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 169
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,400 helped Shoghik to purchase a polyethylene cover for the greenhouse and cover cultivation costs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Mar 3, 2013
Currency Exchange Loss:
Mar 19, 2015