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Naseem's Group
In this Group: Naseem, Parveen, Sharf, Rashida, Parveen
Naseem baji, the wife of M. Ashraf, lives in a city named Pak Pattan. She has been married for the last 5 years. She is a mother of two daughters. Her elder daughter is in kindergarten and the other does not yet go to school. She successfully completed her first loan from Asasah. She bought fruits for her husband's business because her husband is a fruit seller. Now she is applying for a loan for her wheat business. She has a parcel of land in Pak Pattan and she wants to grow vegetables on that land and for that she requires a loan to buy fertilizer.

She has been in this group with a few more members: Parveen baji, who wants to buy buffalo; Sharf baji wants loan to buy a donkey cart; Rashida baji wants loan to buy a buffalo; Parveen baji wants a loan to buy fertilizer.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 282
    View loans »
    Pakistan Loans Fundraising
  • $17,386,950
    Funds lent in using Kiva
  • 66.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naseem's Group's $1,000 loan helped a member buy fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 30, 2008
Jul 15, 2008
Currency Exchange Loss:
Dec 2, 2009