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Makongo Kk Group
In this Group: Justina, Deo, Hamisa, Felista, Paulo, Adam, Jummanne, Tosigwegwe, Happy, Fransisca, Hadija
Justina - who is in her early 30s - is married with three children, one son and two daughters, all of whom go to school. She has been running two businesses, selling charcoal and sells vitumbua. She has been in business for six years now.

This will be Justina's third loan from Tujijenge Tanzania. She used the previous loans to buy more sacks of charcoal, some kilos of rice, a bucket of cooking oil and a few kilos of sugar (all these items used for making vitumbua) as well as paid school fees and covered household expenses. She has paid back all her loans successfully. She will use this loan to buy more sacks of charcoal, some kilos of rice and to pay school fees. Her dream is to one day be able to finish building her house.

Justina will share this loan with her loan group, "Makongo Kk”, which has 11 members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 25
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,619.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Makongo Kk Group's $3,650 loan helped a member to buy more sacks of charcoal, some kilos of rice and to pay school fees.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 27, 2013
Mar 3, 2013
Currency Exchange Loss:
Aug 17, 2013