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010318 Bắc Sơn - Hoằng Phụ Group
In this Group: Ca, Loan, Liên, Huệ
Ca, age 52, operates a food stall/restaurant business, where she sells shrimp sauce. She has been engaged in her business for 10 years. She is the leader of a four-member group, the 010318 Bắc Sơn - Hoằng Phụ solidarity group. She and her husband have two children, one of whom is now grown. The younger child is still a dependent. Ca's business is located in Hoang Hoa district, a rural town in Thanh Hoa province.

Her primary business challenge is lack of capital. She is requesting a loan to purchase fish for making fish sauce. Ca joined Thanh Hoa Fund for Poor Women in 2012 to improve her business. She has successfully repaid two loans from Thanh Hoa Fund for Poor Women.

In the future, Ca hopes to be able to buy more supplies and equipment for her business and to make enough money to provide for her family. Her goal is for her family to be healthy and happy.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 69
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 20,894.3
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 010318 Bắc Sơn - Hoằng Phụ Group's $1,275 loan helped a member to purchase fish for making fish sauce.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 25, 2013
Mar 3, 2013
Currency Exchange Loss:
Mar 17, 2014