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Nema is 62 years old and married with ten children. She works hard to provide for her family.

Nema runs a general store in the Philippines and requested a 23,000 Philippine peso loan through NWTF to buy items to sell like shampoo, soap, toothpaste, canned goods, milk, etc. She has been running her general store for seven years and also earns an income from raising livestock. Nema has borrowed and repaid 13 loans from NWTF before this loan. Nema hopes to save money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 303
    View loans »
    Philippines Loans Fundraising
  • $70,616,725
    Funds lent in using Kiva
  • 40.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Nema to buy items to sell like shampoo, soap, toothpaste, canned goods, milk, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Mar 3, 2013
Currency Exchange Loss:
Aug 17, 2013