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Haguruka Ukore /rbv Group
In this Group: Silas, Frederic, Jean Pierre, Donatien, Theoneste, Valens, Jean De Dieu, Jean De Dieu, Beatrice, Jean Claude
Jean Pierre is a member of the Hagurukukore group. He is 32 years old and has 3 children, the eldest of whom is 6 years old and the youngest, 1. Two of his children go to school. He himself has 6 years of primary level education.

He is requesting this loan so that he can rent a field to cultivate and buy chemical fertilizers. He does not expect any difficulty in repaying this loan. His strategy for the growth of his business is to use modern farming techniques. His business ambition is to become a professional farmer and concerning his family, he would like to ensure their well-being and build his own home.
Jean Pierre est membre du groupe HAGURUKUKORE il est âgé de 32 ans , il a 3 enfants .le plus âgé a 6 ans et le moins âgé a 1 ans. seulemet 2 vont à l`école.. ses niveau d`étude est de 6 eme primaire.

il sollicite ce crédit pour louer le champs à cultiver et acheter les angrais chimiques. il n`attend aucun difficulte à rembourser. ses stratégies pour la croissance de son activité est de pratiquer l`agriculture moderne. ses ambitions pour l`affaire est de dévenir l`agriculteur proffessionnel et pour sa famille c`est le bien être et construire sa propre maison.

Additional Information

More information about this loan

This loan is part of Amasezerano Community Banking's Ezukame ("agriculture") program, designed to provide capital to poor farmers in rural Rwanda. ACB invests a higher percentage of its portfolio in agriculture than any other Kiva Field Partner, and is strongly committed to serving the needs of rural borrowers. This type of loan has terms ranging from one to 36 months, with the option to repay in full at the end of the term or in monthly installments.

This flexibility is critical in Rwanda where 85% of the population is employed in agriculture, but many formal financial institutions consider the sector to be too risky to invest. By funding this loan, you are expanding opportunity to farmers with limited options.

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 38
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 633.8
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Haguruka Ukore /rbv Group's $3,175 loan helped a member to rent a field for cultivation and buy chemical fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Feb 7, 2013
Feb 28, 2013
Currency Exchange Loss:
Nov 8, 2013