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Phoebe is 53 years old and married with seven children.

Phoebe works hard to provide for her family. She runs a business buying and selling charcoal in the Philippines and requested a PHP 19500 loan through NWTF to purchase additional sacks of charcoal to sell.

Phoebe has borrowed and repaid 13 loans from NWTF before this loan. She has been running the charcoal business for 20 years and also earns an income from selling coconut wine.

Phoebe aspires to save enough money so she can afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 306
    View loans »
    Philippines Loans Fundraising
  • $70,667,050
    Funds lent in using Kiva
  • 40.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Phoebe to purchase additional sacks of charcoal to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 19, 2013
Mar 3, 2013
Currency Exchange Loss:
Sep 17, 2013