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040121 Giang Sơn - Hoằng Trường Group
In this Group: Hạnh , Hồng , Liên, Thanh
Mrs. Hạnh operates a food stall/restaurant, selling fish, and has been involved in this business for more than 10 years. She is requesting a loan to purchase a fishing net. Hạnh is 35 years old and married with 3 children.

She is the leader of a 4-member group, the 040121 Giang Sơn - Hoằng Trường solidarity group. Hạnh supports 3 dependents with her business in the Hoang Hoa district, a rural town in Thanh Hoa province. In 2010, Hạnh joined the Thanh Hoa Fund for Poor Women to improve her business. Hạnh has successfully repaid 3 loans from this fund. Her main hardship is the lack of capital. In the future, Hạnh hopes to maintain a successful business and to have her children do well in school.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 136
    View loans »
    Vietnam Loans Fundraising
  • $16,208,900
    Funds lent in using Kiva
  • 20,842.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 040121 Giang Sơn - Hoằng Trường Group's $1,450 loan helped a member to purchase a fishing net.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Mar 2, 2013
Currency Exchange Loss:
Mar 17, 2014