A loan of $750 helped to pay for raw ingredients, like rice, pork, chicken, vegetables, and products needed in her business.

Balbina's story

This is Balbina, 62, a resident of Dasmariñas, Cavite, Philippines. She is a widow and a mother to her children. She, with the help of her children, manages their household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses.

Balbina operates a food stall. In the Philippines, the whole working community and most of the families eat only home-cooked meals during evenings where all of the family members are at home to take part in the meal. This is not only a usual family tradition, but a matter of convenience and frugal living. It is considered a waste of money and time to spend cooking gas and food for one or two persons when buying cooked rice and viands cost less than raw food. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day.

To help her continue operations of her business, she is requesting a PHP 30, 000 loan. She will be utilizing the loan to buy more quantities of products like meats, rice, vegetables, condiments, and seasonings. She expects a boost in her business income as she expands her business.

Balbina hopes her business will expand and dreams that the time will come when she will no longer need to borrow money. She meets up with her co-fellowship members to share stories of her life and business every week and also draws strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

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