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Mario served in the Air Force from 1984 to 1988 and made his career in law enforcement. He was a deputy sheriff, municipal police officer, and federal agent.

Mario lost his job during the recession, financially devastating his family and destroying his credit. Over the following years, he decided to build on his military and law enforcement experience; he trained to become a firearms and security guard instructor. He is certified by California to provide training to others wishing to enter the security field.

Mario decided to establish the National Justice Training Center to help veterans put their military experience to work and become trained security guards. He will also help them find employment as security guards and re-integrate back into the community. In helping them support their families, he'll be supporting his own. The center will train non-veterans and will also provide basic firearms training to the public. Currently, Fresno has only one other security guard training provider.

Mario was unable to obtain a bank loan due to his credit issues. He sought help at the local Small Business Administration office which referred him to Fresno CDFI. He needs this loan to furnish a classroom and buy training equipment and other supplies. Fresno CDFI is strongly encouraged by Mario's tenacity, strong business plan, and mission to help other veterans find jobs.

Additional Information

More information about this loan

This loan has been made in collaboration with CAMEO (California Association for Micro Enterprise Opportunity) in order to build microlending capacity in California. In this partnership, CAMEO serves to support California microlenders, such as Fresno CDFI, throughout its partnership with Kiva. CAMEO’s mission is to grow a healthy, vibrant, thriving environment for all entrepreneurs and start-up businesses by advancing the work of its statewide member network.

About Fresno Community Development Financial Institution

Fresno Community Development Financial Institution (Fresno CDFI) provides affordable financing, training and technical assistance to individuals, small businesses and community facilities. Founded in 2007, it focuses its efforts on low- and moderate-income communities aiming to serve the financial needs of small business owners and entrepreneurs.

Kiva lenders’ funds are used to expand Fresno CDFI’s microenterprise loan fund with a focus on providing loans under $10,000. This is of particular importance to Fresno CDFI because the organization was initially created with the intention of servicing borrowers in need of smaller loans.

About United States

  • $54,800
    Average annual income
  • 0
    View loans »
    United States Loans Fundraising
  • $12,982,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD