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Bagrat is engaged in agriculture. He keeps livestock, which includes seven cows, 15 sheep and 50 chickens. He gets milk which he uses in cheese production. He sells that cheese and gets a monthly income, which helps him to cover family's basic costs.

Bagrat is married with two sons, who jointly with their father are involved in agriculture. As agriculture is the only source of income for this family, Bagrat would like to expand his farm. He has applied for this loan to purchase 11 sheep. The loan is very important for Bagrat to increase his livestock and gather a high income. It is very important for him to ensure a better life for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 138
    View loans »
    Armenia Loans Fundraising
  • $16,765,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Bagrat to pay for 11 sheep.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Mar 2, 2013
Currency Exchange Loss:
Mar 19, 2015