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Carlos Enrrique
Carlos Enrique is from the city of Sebaco. He is unmarried and has a school age son. He is known to be an honorable, hard-working, and responsible person.

He has been working for two years as a plumber in a company that gives maintenance to aqueducts and sewer systems. He uses his wages to provide for his family.

He is requesting a loan to buy construction supplies, such as bricks, iron, and cement because he wants to improve the family home.

Carlos is happy to receive this support as he cannot afford to make these improvements with his salary alone, as he needs to use that for other expenses. He thanks Kiva for the support offered to him which will allow him to improve his family’s quality of life.
View original language description ↓
Carlos Enrrique es originario de la ciudad de Sebaco su estado civil es soltero y tiene un hijo en edad escolar. Este joven se caracteriza por ser una persona honrada, trabajadora, y responsable.

Actualmente se desempeña como fontanero de una empresa de servicio de acueducto y alcantarillado desde hace más de dos años, con el salario obtenido lo destina para los gasto del hogar de su familia.

por ello solicita un crédito para la compra de materiales de construcción tales como ladrillo, hierro y cemento ya que está realizando mejora en su vivienda.

Carlos se siente feliz con este apoyo ya que manifiesta que con su salario realizar esta mejora en su vivienda se le hace más difícil ya que asume otros compromisos, pero a la misma vez agradece a kiva por el apoyo brindado ya que así dará una mejor condición de vida a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Carlos Enrrique to buy bricks, cement, and iron to make home improvements.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 12, 2013
Feb 27, 2013
Currency Exchange Loss:
Dec 21, 2013