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Sharofat Z. is a 62 year old woman, who is a widow and has 4 children. Thanks to her work, she has supported her 4 dear children and their home, and now all of her children are independent. Sharofat is a farmer, and she plants crops like wheat, potato, carrot and other vegetables on her land. She also raises cattle, which she buys as calves at the market for a low price. She then feeds and raises them to then resell at the same market for a more profitable price. Her younger son helps her with the business. As a rule, Sharofat and her son grow enough crops for the family's consumption and also for selling.

By applying to IMON for a loan, Sharofat hopes to produce a rich yield that she will sell at the market at prices attractive to the population. She is requesting US$850, and she plans to purchase fertilizer and create better conditions for the cattle. This woman has a lot of courage and the strength to live.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Sharofat to purchase fertilizer, and maintain the cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 18, 2008
Jul 3, 2008
Currency Exchange Loss:
Aug 15, 2009