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Joseph Wanyoike
Joseph, a husband and father of two children is a longtime resident of Sinai, a sub area in Mukuru's informal settlement in Nairobi, Kenya. He is a resilient businessman who is always open for business opportunities that are profitable. His current businesses include a charcoal business, rental houses, and passenger service vehicles.

Joseph learned about the Fresh Life toilets from one of his friends and and he decided that it was time he ventured into offering sanitation to residents of Mukuru. The business is particularly promising because it does not require a lot of work and can be easily added to his other businesses.

He hopes to accumulate more wealth for his children and himself and be among the top investors in Fresh Life toilets in the community.

Additional Information

More information about this loan

Eight million people in Kenyan slums and 2.6 billion people worldwide lack access to hygienic sanitation. Sanergy aims to permanently reduce related disease in these areas by making sanitation accessible, affordable and sustainable. This social enterprise builds toilets under the “Fresh Life” brand, franchises them to local entrepreneurs, collects the waste and converts it into renewable energy and organic fertilizer.

Because Sanergy’s core business is not microfinance and its partnership with Kiva is unprecedented, these loans present some level of additional risk for lenders. Accordingly, we have not provided a risk rating for this partner.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Sanergy

Sanergy is a social enterprise that combines technology, entrepreneurialism and a unique business model to provide safe, accessible and affordable sanitation products and services to slum residents across Kenya. Sanergy uses the flexible, zero-interest capital provided by Kiva lenders to offer loans to its network of toilet operators. The funding covers the upfront costs of the toilet purchase, enabling operators to pay back the loan over time with the revenue generated by the toilet.

About Kenya

  • $1,800
    Average annual income
  • 588
    View loans »
    Kenya Loans Fundraising
  • $49,786,350
    Funds lent in using Kiva
  • 87.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Joseph Wanyoike to purchase and run two Fresh Life toilets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 25, 2013
Mar 2, 2013
Currency Exchange Loss:
Dec 18, 2015