A loan of $1,400 helped to buy quality seeds and fertilizers, and to pay for labor during rice production.


Samuel's story

Samuel is 27 years old. He has spent five years in farming. He wants this Kiva loan to buy quality seeds and fertilizers, and to pay for labor costs during rice production. The profits from the business will be used to buy a cow, which will provide fertilizer from its waste, and milk for the entire family.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under-served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details