A loan of $1,300 helped to buy quality seeds and fertilizers and pay for labor costs during rice production.


Moses's story

Moses is 28 years old. He is married with two children, ages 5 months and 4 years. He wants this Kiva loan to buy quality seeds and fertilizers and pay for labor costs during rice production. With the profits from his produce, he will buy a cow for providing milk for his family. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details