A loan of $1,375 helped to buy quality seeds to use, fertilizers and to pay labor cost during rice production.


Jean Pierre's story

Jean Pierre is 24 years old. He has been in the business of growing rice for five years. With the Kiva loan, he wants to buy quality seeds to use, fertilizers and to pay labor costs during rice production. The profits from the business will be used to build a house.
The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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Loan details