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Khosrov is 47 years old and lives with his wife, and two children. One of them is in school.
The income of his family comes from agriculture. The family owns a plot of land where he keeps the animals. He cares for the animals and his wife helps him to sell milk, meat, yogurt, and eggs at home and at the bazaar.
He faces problems like watering the land and the bad condition of the stables for the animals. Khosrov wants to solve the problems that may damage the increasing number of animals. He wants to build a new safe stable from stones.
Khosrov hopes that the loan will help him to expand his farm and live a better life.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $14,887,650
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Khosrov to build new stone stable for his animals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Mar 2, 2013
Currency Exchange Loss:
Mar 17, 2014