A loan of $1,075 helped to buy more fertilizers and pay for labor costs during rice production.


Theogene's story

Theogene, 25 years old and single, has been a rice farmer for three years. With the loan, he wants to buy more fertilizers and pay for labor costs during rice production. With the profits from the business, he wants to buy a machine to help in the rice production.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details