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Makarimal Akhlakh Gpe 25 Group
In this Group: Rokhaya, Amy, Aloune, Nafissatou, Khardiata, Ndeye, Ramatoulaye, Siranding, Ndoumbé, Khady
Makarimal Akhlakh PEG 25 is a subgroup of Makarimal Akhlakh (economic interest group) consisting of a man and nine women who practice the same trade activity. They specialize in selling cosmetics, vegetables and fish. They are represented by Mrs. Rokhaya (who is raising her hand in the photo).

She is a married woman who has over seven years of experience in the retail trade sector. She is applying for a loan at the U-IMCEC office where she is a member in order to develop her trade activity.

She wants to use this loan to increase the stock of products she sells. This funding can give her the opportunity to increase profits and better support her family in managing their nutritional needs.

Her objective is to contribute positively in improving the well-being and nutritional conditions of her family. Her future project is to open a store where she can display her products.
View original language description ↓
Makarimal Akhlakh GPE 25 est un sous-groupe mixte de Makarimal Akhlakh(groupement d’intérêt économique ) composé d'un homme et de 9 femmes qui pratiquent la même activité de commerce. Ils sont spécialisées dans la vente de produits cosmétiques, de légumes et de poissons. Ils sont représentés par madame Rokhaya (personne qui a levé la main sur la photo). C’est une femme marié qui a une expérience de plus de 7 ans dans le secteur du commerce. Elle sollicite un prêt au niveau du guichet de l’U-IMCEC où elle est membre dans le but de développer son activité de commerce. Elle veut avec ce crédit augmenter son stock de produits qu’elle commercialise. Ce financement peut lui offrir l’opportunité d’accroitre ses bénéfices et de mieux assister sa famille dans la gestion de la nourriture familiale. Son objectif est de contribuer positivement dans l’amélioration du bien être et des conditions alimentaires de sa famille. Son projet futur est d’ouvrir un magasin qui lui permettra d’exposer ses produits.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 502.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Makarimal Akhlakh Gpe 25 Group's $5,975 loan helped a member buy fabrics and perfumes for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Apr 1, 2013
Currency Exchange Loss:
Mar 17, 2014