A loan of $3,450 helped a member to buy building materials like iron, corrugated zincs, sand, nails, cements, etc. to construct a house for his family.


David F.'s Group's story

Pictured above are teachers from one of the primary schools in Koidu. They have come to Kiva field partner Salone Microfinance Trust (SMT) to request a loan of 14,900,000 Sierra Leonean Leones for the entire group. With the help of this loan, these teachers will be able to meet their immediate and most pressing financial needs. For example, some of them will use this loan to pay school fees for their children, others will use it to buy house building materials, and some will invest in their side businesses. And at the end of each month, they can use their monthly salaries to make payments on their loan. It is their school's bursar whose has the responsibility to deduct the repayments and repay SMT/Kiva lenders on the teachers’ behalf.
David is the featured leader of this group. A native of Koidu, a city in eastern Sierra Leone, the 61-year-old is married to a teacher and the two have 4 children, 3 of whom are attending primary and secondary schools. David has been a professional teacher for 39 years now. With his share of the loan, he is going to buy building materials like iron, corrugated zincs, sand, nails, cements, etc. for the construction of a house for his family.

In this group: David F., Emmanuel Paul, Tamba P., Stephen A., Martin Sahr Kaiwandy, Tamba Desmond



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