A loan of $325 helped to pay for grocery items, toiletries and beverages needed in his business.

Gerbie's story

This is Gerbie, 28, resident of Silang, Cavite, Philippines. He is married to Judith, a factory worker and is a father to their children. Together with his wife, he manages their household while operating the business. At this time, he is working hard to continually provide income for their everyday expenses.

Gerbie operates a variety store. In the Philippines, a variety store is basically a small convenience store, which sells groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy a sachet, shampoo, a 5 PHP-worth of cooking oil, or an egg. He earns income by getting supplies at wholesale prices and selling by the piece. His store is located adjacent to his house. His regular customers are his neighbors and the local community. He earns a minimum of 350 Philippine Pesos (PHP) in sales every day.

To help him continue operations of his business, he is requesting a 13,000 PHP loan. He will be utilizing the loan to buy groceries, toiletries and beverages to expand his product inventory. He expects a boost in his business income as he expands the business.

Gerbie hopes to be able to expand soon and dreams of having a good future with his family. He meets up with his co-fellowship* members to share stories of his work every week and where he can also draw strength and inspiration from the Word of God he studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

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