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Carolina is 60 years old and lives in Poblacion Mahayag, Zamboanga del Sur. She is married with three children.

Carolina sells cosmetic brands such as Avon, Natasha, and Boardwalk to earn a living and has had this business for 25 years. Each month, She earns 5,000 PHP doing this type of work. She has requested a loan to purchase more stock for her cosmetic sales business.

Carolina has been a member of Paglaum MPC for 2 years. In the future, Carolina hopes to increase her income to 10,000 PHP a month and become a successful businesswoman.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 381
    View loans »
    Philippines Loans Fundraising
  • $66,139,225
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Carolina to purchase more stock for her cosmetic sales business selling brands like Avon, Natasha, and Boardwalk.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Feb 28, 2013
Currency Exchange Loss:
Jan 17, 2014