Futuro Para El Bien Group
Lucia is one of its members. She’s 53-years-old, has a spouse and two children. She works raising and selling guinea pigs. She has to feed and clean them daily. She’s been in this business for about 10 years thanks to a neighbor who gave her the idea. She used to work selling snacks but that wasn’t very profitable so she decided to set it aside and go into raising guinea pigs full-time. She currently has many guinea pigs that she sells among her neighbors, family members and to some restaurants that buy from her weekly or bi-weekly.
She will use her new loan to repair the guinea pig cages and also to buy feed and medicine. Lucia feels good because thanks to her business she’s able to help her children. She’s very grateful to Kiva lenders because they make her and her communal bank’s loan possible.
In the photo, she’s fourth from the left wearing black pants.
Lucia es una de sus socias. Ella tiene 53 años es conviviente y tiene 02 hijos. Lucia se dedica a la crianza y venta de cuyes, diariamente tiene que cuidar su alimentación y limpieza. Son aproximadamente 10 años que se dedica a este negocio gracias a su vecino que le dio la idea, antes se dedicaba a la venta de golosinas pero no le generaba muchas ganancias, así decidió dejarlo para dedicarse de lleno a la crianza, en la actualidad tiene muchos cuyes y lo comercializa entre sus vecinos, familiares y algunos restaurantes, que le compran semanal y quincenalmente. Con su nuevo crédito podrá arreglar las jaulas de sus cuyes, también podrá comprar alimentos y medicinas. Lucia se siente bien porque gracias a su negocio ayuda a sus hijos y está muy agradecida a los Inversionistas de KIVA que hacen posible su crédito y el de su grupo comunal.
En la foto es la cuarta de la izquierda viste pantalón negro.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid