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Libia Ricela
Libia is 37 years old and married with three children. She lives in Chimbo with her husband and children.

Libia sows corn in leased land. She is requesting the loan to buy seeds and fertilisers. The loans have helped her cover the harvesting necessities.

Libia's dream is to have money to educate well her daughter who hasn't finished her studies yet. In her free time, she goes out to play sport with her children.
View original language description ↓
Libia tiene 37 años es casada tiene tres hijos vive en Chimbo con el esposo y con los hijos.

Libia se dedica a la siembra de maiz en terrenos arrendados, el credito solicita para la compra de semillas y fertilizantes, el credito le ayudado a cubri las necesidades de los cultivos.

El sueño de Libia es tener dinero para educar bien a la hija que le falta culminar los estudios, en los tiempos libres salir con los hijos hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Libia Ricela seeds and fertilisers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 16, 2013
Feb 27, 2013
Currency Exchange Loss:
Mar 17, 2014