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Santa Rosa del Peñón is a small town with different economic activities; this is where Rigoberto Rojas, 41, lives.

Rigoberto is married. His wife works in a small business and makes barely enough to help support the family. They have three children and the dream of having a better house. Rigoberto’s good health, working skills and honesty are the reasons why he has been able to give his family a good life.

He realized that Kiva and CEPRODEL supported these types of persons, which is why he is requesting a loan to buy zinc sheets and wood. These materials are important because they would help him improve his house’s roof.

Rigoberto wants to thank CEPRODEL and Kiva and hopes to continue receiving their friendly support in order to improve his family’s life.
View original language description ↓
Santa Rosa del Peñón es un pequeño pueblo, donde existen diversas actividades comerciales, es aquí donde habita El Joven Rigoberto Rojas de 41años de edad.

Rigoberto es casado, su esposa trabaja en un pequeño negocio que aduras penas ayuda al sustento Diario a su familia, cuentan con 3 hijos bajo su cargo, pero es de sus sueños vivir en una mejor vivienda.

Rigoberto cuenta con su buena salud, su capacidad de trabajo, honradez que es lo que lo ha mantenido bien a su familia.

Hoy en día se dio cuenta que Ceprodel Y Kiva apoyaba a este tipo de persona, por tal Razón Solicita un crédito para la compra de: Zin y Madera, Esto sería de gran importancia porque aprovecharían mejorar un poco el techo de su vivienda.

Agradece a Ceprodel y Kiva, espera que estos le sigan dando la mano amigable para seguir mejorando su vida familiar".

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Rigoberto to buy zinc sheets and wood to improve his roof.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Feb 27, 2013
Currency Exchange Loss:
Mar 18, 2014