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Dembagnouma. Group
In this Group: Safiatou , Aicha, Awa , Maratou
The four members of the group DEMBAGNOUMA are married women, who average 40 years of age and three children each. The women live in polygamous families in KABOILA II, a working-class district in Sikasso City (3rd administrative region of the Republic of Mali). They are on their eighth loan with the microfinance institution Soro Yiriwaso to satisfy the needs of their customers.

Ms. AICHA, who is seated first from the left in the photo, does commerce in atiécké (a couscous made from cassava) in this group of women. She intends to use her loan to purchase twenty 100-kg sacks of cassava. She gets her supplies from the villages surrounding Sikasso and from Cote d'Ivoire, a country bordering Mali. After she processes the cassava, she sells the product at the Medine market in Sikasso City and within the family. Her customer base is composed of men and women paying cash.

She envisions making an average monthly profit of 32,500 francs CFA. Part of the profits is used to pay back the loan with interest, and the other part goes toward her savings.
View original language description ↓
Les quatre membres du groupe DEMBAGNOUMA des femmes mariées avec une moyenne d’âge de 40 ans, et ont en moyenne 3 enfants. Elles vivent dans des familles polygamiques à KABOILA II un des quartiers populaires de la ville de Sikasso 3ème région administrative du Mali.
Elles sont à leur huitième prêt avec l’institution de micro finance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle.
AICHA 1ere assise à gauche sur la photo fait le commerce d’atiécké dans ce groupe de femmes DEMBAGNOUMA.
Elle compte acheter avec son prêt 20 sacs de 100kg de manioc.Elle s’approvisionne dans les villages environnants de Sikasso et R.C.I pays frontalier du Mali.
Elle les revend après transformation au marché de Médine à Sikasso ville et en famille à une clientèle composée d’hommes et de femmes au comptant.
Elle envisage réaliser un bénéfice mensuel de 32.500 FCFA dont une partie est utilisée pour payer le prêt et son interêt et l’autre pour son épargne .

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 24
    View loans »
    Mali Loans Fundraising
  • $12,494,400
    Funds lent in using Kiva
  • 502.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Dembagnouma. Group's $600 loan helped a member to purchase some cassava for making atiécké to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Mar 1, 2013
Currency Exchange Loss:
Aug 17, 2013