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Manuel Eduardo
Manuel Eduardo is 23 years old. He is single and has no children. He lives with his parents in Chimbo, in the Bolivar province.

Manuel Eduardo works in agriculture, planting corn. In addition, he plays in a band of musicians.

He is applying for the loan to buy insecticides, fertilizers, fungicides, and pesticides. With the help of the loan, he will be able to buy insecticides to work in agriculture. He will make his purchases in the city of Guaranda every month.

His dream is to buy a house. The challenge that he faces is to improve his quality of life. In his free time, he likes to play music.
View original language description ↓
MANUEL tiene 23 años de edad es soltero no tiene hijos, vive con los padres en Chimbo Provincia de Bolívra.

MANUEL se dedica a la agricultura a la siembra de maíz, además se dedica a tocar en una banda de músicos.

Solicita el crédito para comprar insecticidas, fertilizantes, fungicidas, plaguicidas. Con la ayuda del crédito podra comprar los insecticidas para trabajar en la agricultura. Las compras las realizará en la ciudad de Guaranda cada mes.

El sueño es comprarce una casa. Los desafíos a los que se enfrenta es mejorar la calidad de vida. En el tiempo libre le gusta hacer música.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 70
    View loans »
    Ecuador Loans Fundraising
  • $25,592,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Manuel Eduardo to buy insecticides, fertilizers, fungicides, and pesticides.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 25, 2013
Mar 5, 2013
Currency Exchange Loss:
Apr 18, 2013