Filsaime lives in the town Trou-De-Nord, Haiti, where electricity is rare and water is very limited. He is married and has fifteen children. He is a baker, and he owns and has been managing a bakery for the last five years.
He would like to use this loan to buy flour, butter, eggs, and other goods. Filsaime hopes that this loan will help him expand his business.
Filsaime is the leader of the group Les Rachetes de Dilaire (The Redeemed from Dilaire). The other members of the group need this loan for their businesses selling coal, rice, and fish.
Filsaime said that his main challenge is a lack of a steady customer base. He says that his primary goal is the expansion of his business. His dream is to buy a motorcycle to transport bread.
Filsaime habite dans la ville de trou du nord d’Haiti où de l’éléctricité est rare et de l’eau est très limitée. Il a dirigé son business pendant les 5 dernières années, Il est le boulanger et a une boulangerie. Il voudrait utiliser cet emprunt pour investir dans l’achat de la farine, le beurre, les œufs, entre autres produits.
Filsaime espère que cet emprunt l’aidera à agrandir son business. Il est marié il a 15 enfants. Il est le coordinateur de son groupe Les Rachetes de Dilaire. Des autres membres de Les Rachetes ont besoin d’un emprunt pour tels commerces comme vendre du charbon, du riz et du poisson.
Filsaime dit que son défi principal est manque d’acheteur constant . Il dit que ses buts principals sont l’augmantation du bussiness. Son rêve est l’achat d’une moto pour transporter les pains.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.