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Elsa is a 39-year-old determined woman with great wishes of getting ahead. She is an unmarried, mother of two small children, who are in school and who depend on her in all aspects. Her parents, of limited resources, couldn't give her the opportunity to continue studying in secondary school so she completed a primary education.

Elsa has her own house which the father of her children left her as he abandoned her. She is a single mother who doesn't have the support of the father of the children. Her parents gave her a property as inheritance which she grows coffee so that she could support herself and give her children a better education, and she taught them to cultivate and maintain this product.

She has been growing coffee for twenty-nine years which is the only source of income she has, in addition to taking care of the house. Her crop is located in front of her house which allows her to keep an eye on her crop.

Elsa is requesting help to invest a part of the cash for the purchase of fertilizer, manure, and fumigation equipment for her coffee crop and the other part to invest in the purchase of 1,000 coffee plants since this year she had to cut down part of the crop due to blight disease that destroyed a part of the crop.

Her dream is to educate her two children so that they have a better quality of life, better opportunities of employment and a better level of education so that they can be resourceful men and can inherit the land that nowadays their mother works.
View original language description ↓
Elsa es una mujer de 39 años de edad luchadora y con muchos deseos de superación madre soltera y tiene dos pequeños hijos que están en la escuela los cuales dependen de ella en todos los aspectos. Sus padres de escasos recursos no le pudieron dar la oportunidad de seguir estudiando en la secundaria por lo cual ella tiene una educación primaria completa. Elsa tiene casa propia que le dejo el padre de sus hijos ya que el la abandono ella es madre soltera no cuenta con la ayuda del padre de sus hijos sus padres le dieron de herencia una propiedad en la cual cultiva café para que ella pudiera sostenerse y darle una mejor educación a sus hijos mismos que le enseñaron al cultivo y mantenimiento de este producto. Ella ya tiene veintinueve años de dedicarse al cultivo de café siendo la única fuente de ingresos que ella tiene ademas de ser ama de casa sus cultivos están frente a su casa de habitación por lo cual le permite estar pendiente de su siembra.

Elsa solicita ayuda para invertir una parte del efectivo en la compra de fertilizante, abono y equipo de fumigación para su cultivo de café y la otra parte para invertirla en la compra de 1,000 plantas de café ya que este año tuvo que talar parte de su cultivo debido a que le dio la enfermedad de la roya que acabo con una parte de su cultivo.

Su sueño es educar a sus dos hijos para que ellos tengan una mejor calidad de vida, mejores oportunidades de empleo y un mejor nivel de educación para que ellos puedan ser hombres de provecho y puedan heredar la tierra que hoy en día trabaja su madre.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 53
    View loans »
    Honduras Loans Fundraising
  • $9,870,800
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Elsa to purchase fertilizer, manure, and fumigation equipment for her coffee crop.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Feb 26, 2013
Currency Exchange Loss:
Aug 17, 2014