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Doris Sagrario
View original language description ↓
In the central market in the city of Chinandega, Doris Martinez dedicates herself to selling food which she endeavors to prepare at a high quality.

She is the mother of three small children and she provides for the schooling of one of her children who is in school. The necessity which her business is currently faced with is that she must invest in the purchase of ingredients to prepare food. For this simple reason she is calling upon Ceprodel for a necessary loan to purchase ingredients so that she can continue her business.

Translated from Spanish by Cindy M., Kiva Volunteer.

En el mercado Central de la ciudad de Chinandega, la señora Doris Martinez se dedica al negocio de venta de comida el cual prepara con mucho empeño y un alto grado de calidad.

Es madre de tres pequeños hijos de los cuales uno de ellos está estudiando en el colegio por lo que debe de proporcionarle los estudios que este necesita. La necesidad que el negocio atraviesa es que debe de invertir en la compra de los ingredientes para la comida. Por esta sencilla razón acude hoy en día a Ceprodel para obtener el crédito necesario para la compra de la materia prima y así continuar con el negocio en su localidad.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 19.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Doris Sagrario purchase of ingredients to make food.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Jul 7, 2008
Jun 22, 2008
Currency Exchange Loss:
Oct 15, 2009