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Jairo is in a common-law marriage and live with his wife and daughter who are his greatest priority. He plans to purchase a motorcycle for transportation to work. It is difficult for him to travel to work by bus because of his schedule. He needs to improve or facilitate his mode of transportation so that he arrives at work on time. He is thinking about increasing his work hours and in turn, arrive at work more punctually. He is concerned about his family’s future and welfare so he needs to care about his job. This is his first loan from Fudecosur. He hasn’t had any other loans with state banks, but Fudecosur has provides the loan with easy terms and a much lower interest rate.
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Jairo, está en unión libre, y vive con su esposa e hija que son su mayor prioridad. El con el crédito pretende comprar una motocicleta para el transporte para su trabajo. El cuenta con un trabajo donde se le dificulta el transportarse por autobús por su horario de trabajo, por lo cual es que el necesita mejorar o facilitar la llegado a su labores y en el horario establecido. El tiene pensado así aumentar su rendimiento de trabajo en horas y a su vez ser más puntual con respecto a la hora de entrada a labores. El piensa en el futuro de su familia por lo cual necesita cuidar mucho su trabajo para su bienestar. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 3
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 499.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Jairo to purchase a motorcycle for transportation to work.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jan 28, 2013
Feb 26, 2013
Currency Exchange Loss:
Nov 29, 2014