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Tamara is from Pokr Vedi village of Ararat region. She lives with her husband and three sons and is engaged in agriculture.

Tamara keeps livestock which currently includes 4 cows and 30 chickens. She also cultivates wheat and grows apple trees. She has been involved in agriculture for more than 15 years and it has already become part of her life. She works hard to earn a high income and sustain her family.

Tamara's son Hayk serves in the army and she does her best to save some money to ensure better living conditions for Hayk when he comes back.

Tamara would like to expand her farm and purchase 10 calves. She has applied for this loan to purchase 10 calves and increase her livestock. The loan is very important for Tamara to be able to earn more income and sustain her family and her farm.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 155
    View loans »
    Armenia Loans Fundraising
  • $15,809,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Tamara to pay for 10 calves.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Feb 28, 2013
Currency Exchange Loss:
Mar 19, 2015