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Andranik, a 33-year-old farmer from Margahovit village in Lori region, lives with his parents, wife and two sons. Andranik runs a farm which currently includes 6 cows, 10 chickens and 10 colonies of bees. As the only breadwinner of the family, he works hard to sustain his big family.

Because it is very difficult for Andranik to save money and expand his livestock, he is requesting this loan to purchase a cow and five pigs. This will lead to a higher income which will improve his family's living conditions. Andranik dreams of having a big farm, and this loan is one more step on the road to achieving that dream.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 172
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Andranik to pay for a cow and five pigs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Feb 28, 2013
Currency Exchange Loss:
Aug 17, 2014